Insurance and Financial Assistance

Whether you need help understanding your insurance benefits, assistance with out-of-pocket costs, or guidance on payment options, our team is here to support you. No one should have to delay essential medical care due to financial concerns. Contact us today to learn more about eligibility and available assistance programs.

Accepted Insurance Plans

At Osprey PolyClinic, we accept a wide range of insurance plans to ensure you have access to the care you need. Below is a list of major insurance providers we work with:

Private Insurance

• Blue Cross Blue Shield
• Aetna
• UnitedHealthcare
• Cigna
• Humana
• Tricare

Medicare & Medicare Advantage

• Standard Medicare
• Medicare Advantage Plans (varies by provider)

Medicaid (If applicable)

• State-specific Medicaid programs

Other Accepted Plans

• Regional and employer-sponsored health plans
• Veterans Affairs (VA) Community Care Programs (if applicable)

We recommend verifying coverage with your insurance provider before your appointment, as plan participation may vary. If you don’t see your insurer listed or have questions about coverage, please contact our billing office for assistance.

Financial Assistance Programs

At Osprey PolyClinic, we believe that financial concerns should never prevent you from receiving the care you need. That’s why we offer a variety of financial assistance programs and flexible payment options to help you manage medical expenses.

Payment Plans

We provide flexible monthly payment options and low-interest financing to make your medical bills more manageable. Our billing team will work with you to create a plan that fits your budget.

CareCredit Financing

We accept CareCredit, a healthcare credit card that allows you to finance medical expenses with special financing options. CareCredit offers:

• Short-term, interest-free financing for qualifying patients.
• Long-term, low-interest payment plans for larger medical expenses.
• Convenient online application and fast approval process.

Billing and Collection Policy

At Osprey PolyClinic, we strive to make the billing process transparent and manageable for all patients. Our billing policy outlines payment expectations, insurance processing, and available financial assistance to help you plan for your healthcare costs.

Billing Practices & Payment Expectations

• Insurance Claims: We will bill your insurance provider directly, but you are responsible for any co-pays, deductibles, or non-covered services.
• Self-Pay & Payment Plans: Patients without insurance or with high out-of-pocket costs may qualify for discounted rates or flexible payment options.
• Due Dates & Collections: Payments are due upon receipt of your billing statement. If payments are not received on time, additional collection procedures may apply.

For a detailed breakdown of our policies, including payment terms, collection procedures, and dispute resolution, please visit our Billing Policy Page.

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